Free Kasasa Cash Checking: Earn really high rates*, No monthly service fees, Refunds on ATM fees, nationwide*

Get FREE checking that pays really high interest and refunds on your ATM withdrawal fees, nationwide.* Kasasa Cash® rewards you in ways that matter, just for doing banking basics.

CALL US or VISIT to open your account in minutes - Our branches.

Pulaski Branch

1671 West College St
Pulaski, TN 38478

931-424-3008

Frankewing Branch

2324 Hwy 64 East
Frankewing, TN 38459

931-363-1796

Lawrenceburg Branch

1200 North Locust St
Lawrenceburg, TN 38464

931-762-6800

What you Receive*:

  • 4.00% APY* on balances up to $20,000
  • 4.00% to 1.06% on balances over $20,000 depending on balance in account.*
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees , nationwide (up to $20 monthly)*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Access to Internet Banking**
  • Access to Mobile Banking with Mobile Remote Deposit**
  • $50 minimum deposit to open
Getting rewarded is easy.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 1 ACH credit or ACH payment transaction post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements

And if you don’t meet these qualifications, don’t worry.

Your account is still FREE. Plus, you’ll still earn our base rate. And you can get back to earning your full rewards the very next cycle that you qualify.


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To earn your rewards just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 1 ACH credit/debit transaction post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $20,000 receive APY of 4.00%; and balances over $20,000 earn 0.40% interest rate on the portion of balance over $20,000, resulting in a range from 4.00% to 1.06% APY depending on the account’s balance and (2) you will receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 03/01/2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. A valid email address is a condition of this account.  Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit (1) Frankly Free, Kasasa Cash or Kasasa Cash Back Account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

**Third party fee for message and data plans may apply.

Anytime. Anywhere.

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