Get free checking that pays you back — Kasasa Cash Back® pays cash back on your debit card purchases, with no category restrictions. You’ll also get refunds on your ATM withdrawal fees* — so every ATM is your ATM.
Open your account in minutes at any of our branches .
  • 2.50% APY* cash back on debit card purchases
  • Earn up to $90 cash back per year , $7.50 per month*
  • No category restrictions on purchases
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Access to Internet Banking**
  • Access to Mobile Banking with Mobile Remote Deposit**
  • $50 deposit to open
Getting rewarded is easy.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:  

  • Have at least 1 ACH credit or ACH payment transaction post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements

And if you don’t meet these qualifications, don’t worry.

Your account is still free. And you can get back to earning your cash rewards the very next cycle that you qualify.


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* To earn your rewards just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 1 ACH credit/debit transaction post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.50% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. A valid email address is a condition of this account.  Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit (1) Frankly Free, Kasasa Cash or Kasasa Cash Back Account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

**Third party fee for message and data plans may apply.

Anytime. Anywhere.

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