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Loan Type
Clink on loan type to view important disclosures, payments, assumptions and APR information
Rate Down Payment APR Monthly Payment††
Upfront
Cost
Points†††
30 Year Fixed : Conventional 2.875 % 20.00% 3.033 % $510.30
$1,829
+ 1 Point†††
30 Year Fixed : FHA 2.875 % 3.50% 3.725 % $493.90
$4,017
+ 1 Point†††
30 Year Fixed : VA 2.625 % 0.00% 2.933 % $512.86
$1,829
+ 1 Point†††
30 Year Fixed : USDA RD 2.750 % 0.00% 3.260 % $507.13
$3,079
+ 1 Point†††
15 Year Fixed : Conventional 2.250 % 20.00% 2.395 % $818.86
$1,829
+ 1 Point†††
15 Year Fixed : FHA 2.375 % 3.50% 3.075 % $826.15
$4,017
+ 1 Point†††
15 Year Fixed : VA 2.500 % 0.00% 3.068 % $851.40
$1,829
+ 1 Point†††
 

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All rates as of 10/5/2020 1:30 P.M. CST
Rates and products are subject to change without notice.
Upfront cost includes appraisal, credit report, administrative and processing fees.  Additional fees may be required.  In some cases, your upfront cost can be rolled into your mortgage.
All examples are based on a $125,000 base loan amount. Select a loan type to view important disclosures, payments, assumptions and APR information.

†APR (Annual Percentage Rate) is the annual amount charged for taking out a loan, expressed as a percentage of the principle, including any lender or closing costs, and any other additional fees..

††Monthly payment amounts do not include taxes and insurance. The actual payment about will be higher.

†††Points, or Discount Points, are fees paid directly to the lender in exchange for a reduced interest rate.  A point is equal to 1 percent of the borrowed funds.  By paying more in points upfront, you save money on interest over the life of your loan.  Discount Points are optional.