1/1 30-Year ARM

Adjustable Rate Mortgage (ARM) has a variable rate that is subject to change after the noted number of years (i.e., a 1/1-yr ARM can change after 1 year) and may cause the payment to increase. Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 90%. A $125,000 ARM loan for 30 years at an initial rate of 7.885 %APR will have 360 monthly payments of $908.30. This payment does not include property taxes or insurance.


10/3 30-Year ARM 

Adjustable Rate Mortgage (ARM) has a variable rate that is subject to change after the noted number of years (i.e., a 10/3-yr ARM can change after 10 years) and may cause the payment to increase. Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 90%. A $125,000 ARM loan for 30 years at an initial rate of 6.322%APR will have 360 monthly payments of $776.47. This payment does not include property taxes or insurance. 

 

1/1 20-Year ARM

Adjustable Rate Mortgage (ARM) has a variable rate that is subject to change after the noted number of years (i.e., a 1/1-yr ARM can change after 1 year) and may cause the payment to increase. Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 90%. A $125,000 ARM loan for 20 years at an initial rate of 7.559 %APR will have 240 monthly payments of $996.01. This payment does not include property taxes or insurance. 

 

15-Year Fixed

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 80%. A $125,000 loan for 15 years at 5.627%APR will have 180 monthly payments of $1,031.08. This payment does not include property taxes or insurance. 


3/3 15-Year ARM

Adjustable Rate Mortgage (ARM) has a variable rate that is subject to change after the noted number of years (i.e., a 3/3-yr ARM can change after 3 years) and may cause the payment to increase. Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 90%. A $125,000 ARM loan for 15 years at an initial rate of 5.657 %APR will have 180 monthly payments of $1,033.12. This payment does not include property taxes or insurance.


3/3 10-Year ARM

Adjustable Rate Mortgage has a variable rate that is subject to change after the noted number of years (i.e., a 3/3-yr ARM can change after 3 years) and may cause the payment to increase. Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 90%. A $125,000 loan for 10 years at an initial rate of 5.679 %APR will have 120 monthly payments of $1,369.39. This payment does not include property taxes or insurance.


7-Year Fixed

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 90%. A $125,000 loan for 7 years at 5.746 %APR will have 84 monthly payments of $1,813.13. This payment does not include property taxes or insurance.


30-Year Fixed : Conventional

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 80% with a credit score(s) of 620 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 680 and CLTV of 80%. A $125,000 loan for 30 years at 4.989 %APR will have 360 monthly payments of $661.51. This payment does not include property taxes or insurance.


30-Year Fixed : FHA

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 96.5% with a credit score(s) of 640 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 680 and CLTV of 96.5%. A $125,000 loan for 30 years at 5.500 %APR will have 360 monthly payments of $635.03. This payment includes a monthly mortgage insurance premium, but it does not include property taxes or insurance.


30-Year Fixed : RD

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 80% with a credit score(s) of 620 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 680 and CLTV of 80%. A $125,000 loan for 30 years at 5.039 %APR will have 360 monthly payments of $639.75. This payment includes an RD fee, but it does not include property taxes or insurance.


30-Year Fixed : VA

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 100% with a credit score(s) of 640 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 680 and CLTV of 100%. A $125,000 loan for 30 years at 4.654 %APR will have 360 monthly payments of $637.52. This payment does not include property taxes or insurance.


15-Year Fixed : Conventional

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 80% with a credit score(s) of 620 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 680 and CLTV of 80%. A $125,000 loan for 15 years at 4.566 %APR will have 180 monthly payments of $948.28. This payment does not include property taxes or insurance.


15-Year Fixed : FHA

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 96.5% with a credit score(s) of 640 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 680 and CLTV of 96.5%. A $125,000 loan for 15 years at 5.196 %APR will have 180 monthly payments of $932.84. This payment includes a monthly mortgage insurance premium, but it does not include property taxes or insurance.


15-Year Fixed : VA

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 100% with a credit score(s) of 640 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 680 and CLTV of 100%. A $125,000 loan for 15 years at 4.485 %APR will have 180 monthly payments of $944.49. This payment does not include property taxes or insurance.