5/3 30-Year ARM

Adjustable Rate Mortgage (ARM) has a variable rate that is subject to change after the noted number of years (i.e., a 1/1-yr ARM can change after 1 year) and may cause the payment to increase. Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 90%. A $125,000 ARM loan for 30 years at an initial rate of 3.957 %APR will have 360 monthly payments of $594.37This payment does not include property taxes or insurance.

 

15-Year Fixed

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 80%. A $125,000 loan for 15 years at 3.368%APR will have 180 monthly payments of $886.67. This payment does not include property taxes or insurance. 


3/3 15-Year ARM

Adjustable Rate Mortgage (ARM) has a variable rate that is subject to change after the noted number of years (i.e., a 3/3-yr ARM can change after 3 years) and may cause the payment to increase. Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 90%. A $125,000 ARM loan for 15 years at an initial rate of 3.469 %APR will have 180 monthly payments of $892.82. This payment does not include property taxes or insurance.


3/3 10-Year ARM

Adjustable Rate Mortgage has a variable rate that is subject to change after the noted number of years (i.e., a 3/3-yr ARM can change after 3 years) and may cause the payment to increase. Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 90%. A $125,000 loan for 10 years at an initial rate of 3.421 %APR will have 120 monthly payments of $1,233.02. This payment does not include property taxes or insurance.


30-Year Fixed : Conventional

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 80% with a credit score(s) of 620 or greater. The advertised interest rate assumes that the borrower pays 1 Discount Point.  Discount Points are fees paid directly to the lender in exchange for a reduced interest rate.  A point is equal to 1 percent of the borrowed funds.  By paying more in points upfront, you save money on interest over the life of your loan.  Discount Points are optional.  Other restrictions may apply.  Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 80%. A $125,000 loan for 30 years at 3.033 %APR will have 360 monthly payments of $518.62. This payment does not include property taxes or insurance.


30-Year Fixed : FHA

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 96.5% with a credit score(s) of 640 or greater. The advertised interest rate assumes that the borrower pays 1 Discount Point.  Discount Points are fees paid directly to the lender in exchange for a reduced interest rate.  A point is equal to 1 percent of the borrowed funds.  By paying more in points upfront, you save money on interest over the life of your loan.  Discount Points are optional.  Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 96.5%. A $125,000 loan for 30 years at 3.725 %APR will have 360 monthly payments of $518.62. This payment includes a monthly mortgage insurance premium, but it does not include property taxes or insurance.


30-Year Fixed : VA

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 100% with a credit score(s) of 640 or greater. The advertised interest rate assumes that the borrower pays 1 Discount Point.  Discount Points are fees paid directly to the lender in exchange for a reduced interest rate.  A point is equal to 1 percent of the borrowed funds.  By paying more in points upfront, you save money on interest over the life of your loan.  Discount Points are optional.  Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 100%. A $125,000 loan for 30 years at 2.933 %APR will have 360 monthly payments of $512.86. This payment does not include property taxes or insurance.

 

30-Year Fixed : USDA Rural Development

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties. The advertised interest rate assumes that the borrower pays 1 Discount Point.  Discount Points are fees paid directly to the lender in exchange for a reduced interest rate.  A point is equal to 1 percent of the borrowed funds.  By paying more in points upfront, you save money on interest over the life of your loan.  Discount Points are optional.  Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 100%. A $125,000 loan for 30 years at 2.933 %APR will have 360 monthly payments of $515.45. This payment does not include property taxes or insurance.


15-Year Fixed : Conventional

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 80% with a credit score(s) of 620 or greater. The advertised interest rate assumes that the borrower pays 1 Discount Point.  Discount Points are fees paid directly to the lender in exchange for a reduced interest rate.  A point is equal to 1 percent of the borrowed funds.  By paying more in points upfront, you save money on interest over the life of your loan.  Discount Points are optional.  Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 80%. A $125,000 loan for 15 years at 2.395 %APR will have 180 monthly payments of $818.86. This payment does not include property taxes or insurance.


15-Year Fixed : FHA

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 96.5% with a credit score(s) of 640 or greater. The advertised interest rate assumes that the borrower pays 1 Discount Point.  Discount Points are fees paid directly to the lender in exchange for a reduced interest rate.  A point is equal to 1 percent of the borrowed funds.  By paying more in points upfront, you save money on interest over the life of your loan.  Discount Points are optional.  Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 96.5%. A $125,000 loan for 15 years at 3.075 %APR will have 180 monthly payments of $826.15. This payment includes a monthly mortgage insurance premium, but it does not include property taxes or insurance.


15-Year Fixed : VA

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 100% with a credit score(s) of 640 or greater. The advertised interest rate assumes that the borrower pays 1 Discount Point.  Discount Points are fees paid directly to the lender in exchange for a reduced interest rate.  A point is equal to 1 percent of the borrowed funds.  By paying more in points upfront, you save money on interest over the life of your loan.  Discount Points are optional.  Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 100%. A $125,000 loan for 15 years at 3.068 %APR will have 180 monthly payments of $851.40. This payment does not include property taxes or insurance.