5/3 30-Year ARM

Adjustable Rate Mortgage (ARM) has a variable rate that is subject to change after the noted number of years (i.e., a 1/1-yr ARM can change after 1 year) and may cause the payment to increase. Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 90%. A $125,000 ARM loan for 30 years at an initial rate of 5.367 %APR will have 360 monthly payments of $700.18. This payment does not include property taxes or insurance.

 

1/1 20-Year ARM

Adjustable Rate Mortgage (ARM) has a variable rate that is subject to change after the noted number of years (i.e., a 1/1-yr ARM can change after 1 year) and may cause the payment to increase. Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 90%. A $125,000 ARM loan for 20 years at an initial rate of 6.843 %APR will have 240 monthly payments of $831.60. This payment does not include property taxes or insurance. 

 

15-Year Fixed

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 80%. A $125,000 loan for 15 years at 5.125%APR will have 180 monthly payments of $997.91. This payment does not include property taxes or insurance. 


3/3 15-Year ARM

Adjustable Rate Mortgage (ARM) has a variable rate that is subject to change after the noted number of years (i.e., a 3/3-yr ARM can change after 3 years) and may cause the payment to increase. Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 90%. A $125,000 ARM loan for 15 years at an initial rate of 4.874 %APR will have 180 monthly payments of $981.54. This payment does not include property taxes or insurance.


3/3 10-Year ARM

Adjustable Rate Mortgage has a variable rate that is subject to change after the noted number of years (i.e., a 3/3-yr ARM can change after 3 years) and may cause the payment to increase. Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 90%. A $125,000 loan for 10 years at an initial rate of 4.825 %APR will have 120 monthly payments of $1,316.86. This payment does not include property taxes or insurance.


7-Year Fixed

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 90%. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 90%. A $125,000 loan for 7 years at 4.893 %APR will have 84 monthly payments of $1,762.64. This payment does not include property taxes or insurance.


30-Year Fixed : Conventional

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 80% with a credit score(s) of 620 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 80%. A $125,000 loan for 30 years at 4.303 %APR will have 360 monthly payments of $605.81. This payment does not include property taxes or insurance.


30-Year Fixed : FHA

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 96.5% with a credit score(s) of 640 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 96.5%. A $125,000 loan for 30 years at 4.350 %APR will have 360 monthly payments of $561.31. This payment includes a monthly mortgage insurance premium, but it does not include property taxes or insurance.


30-Year Fixed : RD

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 80% with a credit score(s) of 620 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 80%. A $125,000 loan for 30 years at 3.769 %APR will have 360 monthly payments of $549.50. This payment includes an RD fee, but it does not include property taxes or insurance.


30-Year Fixed : VA

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 100% with a credit score(s) of 640 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 100%. A $125,000 loan for 30 years at 3.830 %APR will have 360 monthly payments of $573.37. This payment does not include property taxes or insurance.


15-Year Fixed : Conventional

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 80% with a credit score(s) of 620 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 80%. A $125,000 loan for 15 years at 3.663 %APR will have 180 monthly payments of $893.60. This payment does not include property taxes or insurance.


15-Year Fixed : FHA

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 96.5% with a credit score(s) of 640 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 96.5%. A $125,000 loan for 15 years at 4.075 %APR will have 180 monthly payments of $885.95. This payment includes a monthly mortgage insurance premium, but it does not include property taxes or insurance.


15-Year Fixed : VA

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 100% with a credit score(s) of 640 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

Example: Based on a credit score of 720 and CLTV of 100%. A $125,000 loan for 15 years at 3.968 %APR will have 180 monthly payments of $904.99. This payment does not include property taxes or insurance.